Embed wallets. Automate money movement. Scale your business.
API-first wallet infrastructure with built-in compliance and local payment rails — no EMI license required.
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Building financial infrastructure shouldn't block your product
Integrations are hard and take too long
Building wallet infrastructure from scratch delays launches by weeks or months, increases engineering cost, and slows your path to revenue.
Juggling multiple providers and manual processes
Managing collections, transfers, and payouts across different providers wastes operations hours, causes reconciliation errors, and creates a poor customer experience.
Compliance and licensing are too complex
Obtaining an EMI license and meeting regulatory requirements blocks product expansion, adds legal risk, and increases time-to-market significantly.
Programmable wallet infrastructure for modern platforms
Launch faster with API-first wallets
Go live in days, not months — no heavy integration lift. Integrate wallet functionality into your platform through a clean, well-documented API.
Automate money movement end to end
Reduce manual work, eliminate errors, and streamline operations. Handle collections, transfers, and payouts through a single infrastructure layer.
Operate under fully managed compliance
No EMI license needed — expand safely and scale with confidence. PayMongo holds the EMI license and is integrated with InstaPay, PesoNet, and QRPH.
How it works
From integration to live transactions in days. Build on wallet infrastructure that handles compliance, connectivity, and scale.
Build
Sign up for free and integrate with our APIs. Get wallet infrastructure running on your platform quickly.
Configure
Set up flows for collections, transfers, and payouts. Enable money movement across your platform.
Launch
Go live and run real transactions through local rails — InstaPay, PesoNet, and QRPH. Start automating at scale.
