Create your first virtual card
Open the PayMongo dashboard and generate a new card in seconds. Assign it to an employee, team, or specific expense like ads or subscriptions.
Trusted by 10,000+ businesses of all sizes
Why PayMongo Virtual Cards
Company spending shouldn't rely on personal cards and reimbursements
Dedicated cards for your team
Stop relying on personal cards and reimbursements. Give your team dedicated cards that are always ready for online payments.
Real-time expense visibility
See every purchase the moment it happens. No more waiting for statements or chasing receipts at month-end.
Linked to your PayMongo Wallet
Cards pull directly from your PayMongo Wallet balance, so you can issue cards and start spending without moving funds between systems.
Control spending at every level
Set limits per card, pause or cancel instantly, and assign every card to a person, team, or purpose.
Save hours on expense reconciliation
Issue cards without losing control
Create cards for employees, tools, or projects in seconds. Each card has its own limit and owner, so finance knows exactly who spent what and why.
See every expense the moment it happens
Track company spending in real time instead of waiting for statements or reimbursements. Every card transaction appears instantly in your PayMongo dashboard.
Automated expense tracking
Transactions are automatically logged and categorized. Export transaction data for accounting and reconciliation without manual tracking.
Empower your team with seamless spending
Stop sharing one company card
Create dedicated cards for ads, SaaS tools, or suppliers. When a charge appears, you already know who owns it.
No more reimbursements
Employees can make purchases with company funds instantly. No personal cards, no expense reports, no waiting for refunds.
Instant card replacement
If a card is compromised or no longer needed, pause or cancel it instantly without disrupting other expenses.
How PayMongo Virtual Cards work
Create your first virtual card
Open the PayMongo dashboard and generate a new card in seconds. Assign it to an employee, team, or specific expense like ads or subscriptions.
Set spending limits and assign ownership
Define how much each card can spend and who is responsible for it. Limits help control budgets, while ownership ensures every charge has a clear owner.
Track expenses in real time
Every purchase appears instantly in your PayMongo dashboard. Finance teams see where money goes as it happens and can export transactions for reconciliation.
