Virtual Cards for Finance Teams
Company cards with spending rules, funded from your company wallet.
Move ads, software, cloud and travel off personal cards, with limits you set per card.
For companies with 250+ employees. Try a purchase
- Regulated by the Bangko Sentral ng Pilipinas.
- Mastercard
- PCI DSS Level 1
- SOC 2 Type II
Control without the paperwork.
Move company spend off cash advances and personal cards.
A card for every job
Issue from the dashboard or by API.
Rules before the spend
Limits, categories and countries.
No credit line
No hold-out. No credit committee.
Your money, your wallet
Fund only what your cards need.
Use cases
One card for every line of spend.
Every online expense, on its own card.
Try a purchase
Your rules run before every payment.
Limits, categories and countries, checked at checkout.
Card •••• 4821Ana Reyes · MarketingActive- Adpoint MediaAdvertising₱25,000
- Sketchpad ProSoftware₱4,500
- Ulap CloudCloud₱12,800
- Sakay RidesTransport₱320
- Lakbay AirTravel₱6,450
- Isla HotelsTravel₱7,800
- Kain DeliveryMeals₱1,850
- Opisina SupplyOffice supplies₱2,400
- Padala ExpressCourier₱650
- Signal TelcoTelecom₱1,299
- Aral AcademyTraining₱3,500
- Palengke OnlineMarketplaces₱2,980
By completing your purchase, you agree to PayMongo’s Privacy Policy.
Issue in minutes. Change in seconds.
Every change applies to the next purchase.
One card per budget
A card for every vendor and team
One budget never spills into another.
- Online ads•••• 4821 · Marketing₱38,250 of ₱60,000
- Design software•••• 2207 · Creative₱3,200 of ₱4,500
- Sales travel•••• 6630 · Sales₱21,600 of ₱50,000
- Branch supplies, Cebu•••• 1185 · Cebu branch₱7,850 of ₱10,000
Instant control
Freeze, cancel or change a limit
Lock a card the moment a project ends.
Design software•••• 2207 · Creative teamCorporate card control without the credit line.
Everything procurement and audit ask for.
Nothing to underwrite
- No hold-out deposit
- No audited profit history needed
- Cards spend only what you fund
Secure by default
- One-time PIN on online purchases
- BSP-regulated e-money issuer
- PCI DSS Level 1 and SOC 2 Type II
Ready for procurement
- Licence and security reports on request
- Data privacy questionnaire answered
- Business continuity documents
Cost of cash advances
What do cash advances cost you?
The finance hours behind every cash advance and reimbursement.
180 hours a month, costing ₱81,000 a month and ₱972,000 a year.
Cards are one part of one account.
Collect, hold and pay out from the same PayMongo account.
Accept payments
Accept every way to pay
QR Ph, cards, e-wallets, banks and BNPL.
Wallet
One balance
Funds your cards and transfers.
₱2,418,500.00
- Payout settled
- +₱185,000
- Card · Online ads
- −₱38,250
- Transfer · Supplier
- −₱120,000
Transfers
Pay suppliers and people
To any bank or e-wallet.
Opisina Supply Corp. ••• 4410Amount₱120,000.00Capital
Financing
Based on the payments you already process.
Frequently asked questions from finance teams
Can't find yours? Talk to sales
Getting started
Registered businesses with a verified PayMongo account.
Once your account is verified, cards issue in minutes.
Five to start. We raise the limit for enterprise accounts.
Anyone you name: an employee, a team lead or a contractor.
Yes. API access is available for enterprise accounts.
Funding and fees
No. Cards spend from your PayMongo wallet, so there is nothing to underwrite.
Top up your wallet from your bank. Each purchase draws from it.
No. You spend your own funds, so there is no balance to finance.
Talk to sales for enterprise pricing.
Controls
Limits per purchase, day, month and lifetime, plus categories and countries.
Yes. Changes apply to the next purchase.
Freeze or cancel it instantly from the dashboard or app.
Online, wherever Mastercard is accepted, within your rules.
Not yet. Cards are virtual for now.
Security and compliance
Yes. PayMongo is regulated by the BSP as an e-money issuer.
Purchases that ask for it need a one-time PIN sent by SMS.
Yes. We share our licence, security reports and continuity documents.
Accounting
Not yet. A standard export is in development.
Each card shows its limit and spend in the dashboard.
Merchants issue receipts as usual. Receipt capture is planned.
Pilot cards with one team this quarter.
Start with ads or software. We set up the rules with you.