Enterprise-level security for every transaction
From the moment your customers make a payment to the instant funds reach your account — every transaction is shielded by our enterprise-grade security protocols and seamless, frictionless authentication.
Protection without compromise
PayMongo's security framework combines real-time machine learning and 3D Secure to block fraud before it affects your business. Our adaptive risk parameters ensure every transaction is secure, protecting your revenue and customer trust seamlessly.
How PayMongo Secures your transactions
Real-time fraud detection and prevention
Powered by machine learning, our system identifies and stops fraudulent transactions in real-time. It analyzes thousands of signals to stop potential threats from affecting your bottomline.
24/7 protection against BIN attacks and automated threats
Our advanced tools automatically detect and prevent BIN attacks and other automated fraud attempts, providing your business with round-the-clock protection against online threats.
PCI-DSS Level 1 compliance
Your customers' card information is protected by the highest security standard in the payment industry, safeguarding your sensitive data from end to end.
Customizable risk threshold
We know every business has unique security needs. PayMongo offers tailor-fit business rules and risk thresholds, so you can set the level of protection that aligns with your risk tolerance and business model.
Multi-factor authentication (MFA)
Control access to your PayMongo dashboard with multi-layered security. Only verified users can make changes to account details, reducing the risk of unauthorized access.
Smart technology meets bulletproof security
We take the extra mile to make sure you're always one step ahead of fraud
Risk scores and levels
Each transaction is evaluated and scored against thousands of data combinations. We block potentially fraudulent payments before they reach your account.
Network analysis
Our system connects similar data points across the entire PayMongo network. We spot anomalies and use collective insights to secure your transactions.
Device fingerprinting
We recognize and track the devices used for your transactions, ensuring consistency and alerting you to any suspicious changes in customer behavior.
Transaction pattern recognition
Advanced machine learning analyzes transaction patterns to detect unusual activities, building a line of defense that evolves with every transaction
PayMongo's risk engine is powered by sophisticated machine learning algorithms, running 24/7 to protect your business from fraud. And the best part? There are no additional fees—this high-calibre security comes standard.
<0.1%
Fraud Rate
<0.1%
Dispute Rate
98%
Transactions Approval
