Automate your utility collections and partner payouts in one place
Accept payments via QR Ph, cards, and e-wallets, then use Workflows to automatically split revenue with station owners or landlords. Reliable APIs built for high-volume kiosks and dispensers.

Managing utility payments shouldn't be a manual full-time job
Slow confirmations trigger service interruptions
In the utility sector, a payment is the "on" switch for your service. If your system doesn't provide instant notifications, customers stay in the dark. Delayed confirmations for load or bill payments lead to high support volumes and frustrated subscribers.
Fragmented channels hide your real-time cash flow
When payments are split across physical centers, bank transfers, and e-wallets, your data is siloed. Without a unified view, identifying unpaid accounts or low load balances becomes a manual, time-consuming search across multiple platforms.
Manual revenue splitting drains finance resources
Calculating and dispersing commissions to sub-agents or retail load partners is a weekly headache. Relying on spreadsheets to split payments between your main office and third-party providers leads to payout delays and reconciliation disputes.
Streamline your utility payment operations
Instant payment notifications for immediate reconnection
Provide the real-time experience your subscribers expect. Whether it's a mobile load top-up or a water bill payment, our platform sends an instant confirmation to your system the second a transaction is successful.
A single dashboard for your entire collection network
Stop logging into multiple portals to track your cash flow. Consolidate every payment—from physical payment centers to digital apps—into one unified view. Monitor load wallet balances across your territory in real-time.
Automate partner payouts with programmable workflows
Turn a week's worth of spreadsheet work into an automated process. Use Workflows to automatically split incoming utility payments and route commissions to sub-agents, franchisees, or retail partners.
Automate your utility payments in 3 steps
Connect your billing system
Integrate the PayMongo API to your customer portal or biller network. Use our test environment to ensure that the moment a payment is made, your system is notified instantly—meaning no more manual checks and no more customers left in the dark.
Collect and centralize payments
Your customers pay via QR Ph, cards, or e-wallets. Whether it's a recurring monthly bill or a one-time top-up at the pump, every transaction is captured in real-time and visible on a single, unified dashboard.
Automate revenue splitting
Set up a Workflow to automatically route funds. The moment a payment is confirmed, PayMongo splits the revenue and sends payouts to station owners, landlords, or franchisees—no manual bank transfers required.


