Get paid faster with flexible payout control
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The hidden costs of mismanaged liquidity
Slow access to funds
Limited cash flow can be a bottleneck for growth; operating hand-to-mouth, miss growth opportunities, relying on expensive short-term credit. Possible loss from revenue of missing restocking. Delayed reinvestment means slower growth rate.
Delayed payouts
These hurt merchants because they block access to cash they already earned, forcing them to delay restocking, pay extra for credit, and slowing down daily operations and growth.
Fragmented payout destinations
Poor visibility leads to mismanagement of funds: higher risk of errors, cash misallocation, and internal inefficiencies.
Control your cash flow
Get your money when you need it
Access your funds as soon as they're cleared—or instantly at point of sale—so you can keep your business moving without waiting days to get paid.
On-time payouts
Count on a predictable schedule for your earnings. Eliminate the stress of waiting so you can confidently plan your inventory, operations, and growth.
Simplify where your money goes
Receive payouts in your PayMongo Wallet or directly to your bank account, with clear visibility and easy fund movement.
How it works
Go from payment to usable cash—fast. Receive your earnings within minutes of your first transaction, so you can reinvest, pay suppliers, or keep operations running smoothly.
Sign up for a free PayMongo account
Creating an account is fast and free. Your business simply needs to have a registered business name to qualify.
Start accepting payments
Complete your identity verification, submit your business documents, and start collecting payments through any channel.
Get paid your way
Receive your transactions instantly via Instant Settlement or on your payout schedule, straight to your bank or to your wallet.
