PayMongo
FINTECH INFRASTRUCTURE

Automate how money moves

Create programmable financial workflows that automatically move funds across wallets, merchants, and bank accounts.

Start building financial workflows →
Building financial workflows

Manual money movement doesn't scale

Financial operations rely on manual processes

Many businesses still trigger payouts, revenue splits, and settlements manually. This slows operations and increases the risk of errors.

Manual triggers increase error rates and delays

Custom payout logic requires heavy engineering

Platforms often build custom backend systems to handle commission structures, payout schedules, or multi-party payment flows.

Engineering time spent on infrastructure, not product

Complex money movement is difficult to manage

As platforms grow, managing payments across users, merchants, and partners becomes increasingly complex without automated workflows.

Complexity compounds as platform scales

Programmable workflows for modern financial platforms

Automate financial operations

Replace manual payout and settlement processes with automated financial workflows that trigger based on predefined conditions. Your team focuses on growth, not operations.

Transaction history and automation

Build programmable money movement

Define how money moves across your platform using configurable workflow logic. Create workflows that distribute funds, enforce payout schedules, or route transactions automatically.

Transfers module

Simplify complex financial flows

Handle marketplace payouts, commission splits, and multi-party payments through workflows designed for modern platforms. Unified infrastructure for all your money movement.

Reconciliation module

How it works

From API access to live financial workflows in days. Automate complex money movement without rebuilding your backend.

Define logic step
STEP 1

Define workflow logic

Identify events, configure triggers, and define the financial workflow rules for your platform.

Connect systems step
STEP 2

Connect financial systems

Workflows connect with wallets, transfers, and your existing payment infrastructure seamlessly.

Automate step
STEP 3

Automate money movement

Payments, splits, and payouts execute automatically based on your defined workflow rules.

Frequently asked questions

Your engineers should be building the product — not the infrastructure.

Access the sandbox with no commitment. Full API documentation available today.