Fast, flexible financing that grows with you
Get tailor-fit funding based on your transaction history. Receive the funds after a day. Repay your loans with your sales.
Trusted by 10,000+ businesses of all sizes
Capital that works at your pace, not the bank's
Get the funding you need without the usual friction
The Old Way
Tedious paperwork, long approval times, and rigid repayment terms
With PayMongo Capital
Loan terms based on transaction history, one-day disbursement, and flexible repayment via your daily eligible sales.
Fuel your growth for tomorrow
We can give you the flexibility and capital you need to move forward
Personalized offers
Unlock personalized financing with PayMongo Capital, where your loan offer is based on your daily gross eligible sales for easy, automatic repayment.
Flat fee
Enjoy a single, predictable cost for your loan. No monthly fees or extra costs down the line.
Hassle-free repayment
Repayment is deducted from your daily eligible sales, so you never have to worry about missing a payment.
PayMongo Capital vs others
PayMongo Capital has no paperwork and no hidden fees—just financing that works at your pace.
With PayMongo
PayMongo Capital offers pre-approved loans up to Php1,500,000 with 5-minute approvals. Repayments are auto-deducted from daily sales, with no collateral and transparent fees. It's financing made stress-free!
FinTech lending platforms
Fintech platforms often require 7–10 days for applications and another 5–7 days for approvals. Loan amounts are limited, repayment terms are rigid, and fees can be unclear.
Other banks
Traditional banks have slow processes, requiring 7–10 days for applications and approvals. Loans are often small, repayment schedules are fixed, and collateral is mandatory.
With PayMongo
FinTech lending platforms
Other banks
Flexible financing powered by GoTyme bank
GoTyme Bank, fully licensed by the Bangko Sentral ng Pilipinas, partners with us to offer flexible financing with no hidden fees or hassle. Deposits are insured by PDIC up to P500,000 per depositor.
Get StartedHow PayMongo Capital works
Get a personalized offer
Based on your transaction history, you'll receive a loan offer that fits your business's needs—no need for endless paperwork.
Funds disbursed in 1 business day
Once you accept the offer, funds will be deposited into your registered bank account within just 1* business day.
*May take up to 2 days to reflect, depending your bank
Automated repayments
Repayments are deducted from your daily eligible sales, so you can focus on growing your business without manually tracking payments.
