Save hours on expense tracking, spend more on growth
Reclaim hours spent reconciling expense reports with the PayMongo Virtual Card, a seamless expense solution that reduces admin time.

Trusted by 10,000+ businesses of all sizes
Why Paymongo Virtual Card
Simplify spending, strengthen cash flow, and gain control over expenses
Dedicated spend card for agile businesses
Stop relying on personal cards. Empower your team with a dedicated card that's always ready for online payments.

Simplify cash flow for growth
Your incoming funds are ready to reinvest right away, keeping you ahead of the competition and always moving forward.
Linked to your PayMongo Wallet
The PayMongo Virtual Card is directly linked to your Wallet, letting you spend revenue as it comes in and skip the transfers.
Secure and easy, for peace of mind
With every transaction safeguarded, you can manage online expenses without worry, knowing your business is protected.
Save hours on expense reconciliation
Stay in charge of every card
Issue virtual or physical cards to your team members, set spending limits, and monitor their usage in real-time.
Track everything now, chase nothing later
Get instant insights into every transaction, so you're never left wondering where the money went.
Build trust with your employees
Help them succeed without worrying about risks. PayMongo Express Cards are backed by advanced fraud protection and secure payment technologies.
Empower your team with seamless spending
Pay for expenses easily
Employees can manage company expenses with Virtual Cards. No more delays or complicated reimbursements.
Don't worry about keeping receipts
Transactions are automatically logged and categorized. No need for manual tracking and paper receipts.
Works wherever you are
Whether at home or abroad, employees can make secure transactions anytime, anywhere.

How Paymongo Virtual Card works

Activate your card instantly
Start using your Virtual Card with a few clicks. Simply activate and spend funds linked to your PayMongo Wallet.
Track and manage expenses
Every expense syncs in real-time with your PayMongo account, cutting down on admin hours spent reconciling payments.
Spend your funds confidently
Our Virtual Card ensures every online transaction is protected, so you can focus on business growth without security worries.



















