Collect, disburse, and settle
at enterprise scale.
One BSP-regulated platform for collections, disbursements, and B2B settlement, built for Philippine enterprises moving large volumes of payments.
17,000+ businesses have chosen PayMongo
Why enterprises switch
Enterprise payments need more than card acceptance.
Enterprise money moves in two directions: in from customers, distributors, and policyholders; out to providers, agents, and employees. PayMongo runs both on one platform.
64.7%
of Philippine retail payment volume is already digital
Collections at scale
QR Ph, cards, e-wallets, BNPL, and online banking through one integration. Route high-value tickets to QR Ph and pay a fraction of a card fee.
Disbursements that reconcile themselves
Claims, commissions, seller payouts, payroll, and incentives paid in bulk to banks or PayMongo Wallets, with every payout traced to its source.
B2B settlement with controls
Distributors pay by QR Ph; funds land instantly in your wallet or T+1 in bank, already matched to the order. Large releases wait for a second signature.
Interactive demo
See money move both ways in one account.
Receive a distributor’s payment via QR Ph, see the funds arrive in your wallet, then send bulk payouts for approval.
- 1Distributor pays
- 2Wallet settles
- 3Approver releases payout
Distributor's side · Invoice INV-20481
Metro South Distributors pays ₱1,250,000.00 by QR Ph
Tap “Pay this invoice” to collect the payment
Wallets
View your balance, manage recipients, and send funds, all in one place.
Your PayMongo Wallet
Mongo FoodsTop up
Latest Transactions
| Transaction details | Amount |
|---|---|
| Receive payment from Northpoint Trading | +₱480,000.00 |
| Send payment to Coastline Logistics | -₱215,000.00 |
| Receive payment from Sunrise Grocers | +₱362,500.00 |
Illustrative figures and names. Labels follow the PayMongo dashboard: Wallets for settlement, Requests & Approvals for the sign-off.
Savings calculator
What does a 3% card fee cost you at your volume?
Airlines, ticketing, travel, tuition: high-ticket businesses pay the most for card acceptance. See what routing part of that volume to QR Ph keeps in your business.
Modelled on PayMongo’s published rates for local cards and QR Ph. Enterprise pricing is volume-based.
Enter your own numbers to see your savings
Card fees today ₱1,665,500 a month. After moving 60% to QR Ph, ₱1,068,200 a month. ₱7,167,600 kept a year.
Three ways enterprises structure money on PayMongo
Most enterprise setups are one of these, or a mix. Each runs on one account.
- Parent accountHQ · one view of every branchMakatiWalletCebuWalletDavaoWallet
HQ to branches
One parent account with a wallet for each branch, store, or property, so every location's money is separate and HQ sees it all.
- Your platformOne PayMongo accountOnboardCollectDisburseMerchant AMerchant BMerchant C
Platform to merchants
Onboard your merchants under your account, collect their payments, and disburse what they earned.
- Agent 1QR PhAgent 2QR PhAgent 3QR PhHQ walletFunds land as agents collect
Field to HQ
Agents collect by QR Ph in the field, and funds land in HQ's wallet with Instant Settlement.
By sector
Built for the sectors that move the most money in the Philippines
What clients in each sector use today, and the modules they build with. Open the sector page, or talk to us about yours.
Retail, e-commerce, and events
Online and in-store checkout with every local payment method, ticket sales, and seller and organiser payouts.
Solutions
- QR Ph
- Cards
- E-wallets
- BNPL
- Disbursements
Transport, logistics, and travel
High-value bookings, cashless delivery collection, and rider and driver payouts.
Solutions
- Cards
- QR Ph on delivery
- Disbursements to banks and wallets
Financial services
For insurers, lenders, banks, and payment and remittance companies: loan, premium, and payment collection in; loans, claims, and payouts out.
Solutions
- QR Ph field collection
- Subscriptions
- Disbursements to banks and wallets
- Cross-border collections
Billers: utilities, telco, and real estate
Bills, load, dues, and reservation fees on web and mobile.
Solutions
- QR Ph
- E-wallets
- Subscriptions
Hospitals and HMOs
Patient collections and payouts to providers and doctors.
Solutions
- QR Ph
- E-wallets
- Disbursements
Build with
BPO and IT-BPM
Payroll, bonuses, and incentives paid to banks and wallets.
Solutions
- Disbursements to banks and wallets
Build with
FMCG, F&B, and franchise networks
Distributor and branch payments, with one wallet per branch.
Solutions
- QR Ph
- Order & Pay
- Instant Settlement
Platforms and partners
Bring your merchants to PayMongo under one account.
Solutions
- QR Ph
- Disbursements
Don’t see your industry?
Tell us how money moves through your business, and we’ll build the collections, payouts, and approvals to match.
Fintech-as-a-Service
Build on the same stack PayMongo runs on
Take the modules you need, in any combination, under your own product.
Bring customers in
Onboarding-as-a-Service
Sign up merchants, sellers, or agents under your account, with KYB and KYC built into the flow.
Verification-as-a-Service
Check IDs and business documents before money moves to or from someone.
Compliance-as-a-Service
Screening and transaction monitoring on PayMongo’s BSP-regulated stack.
Move money
Payments-as-a-Service
QR Ph, cards, e-wallets, BNPL, and direct online banking inside your own product and checkout.
Workflows-as-a-Service
Approval chains, AutoSplit, and scheduled runs for the money going out.
- Coming soon
Issuing-as-a-Service
Issue virtual cards from a wallet, with spend controls set per card.
Hold and track
Wallets-as-a-Service
A wallet per branch, merchant, or employee, all under one parent account.
Ledgers-as-a-Service
Track every peso across wallets and accounts in one ledger.
Grow
Capital-as-a-Service
Offer working capital to your merchants, distributors, or franchisees.
- Coming soon
Banking-as-a-Service
Account features for your users, without becoming a bank yourself.
For procurement, risk, and compliance
Everything your accreditation team needs.
Enterprise deals stall in accreditation, not in the pitch. We keep the documentation current so your team doesn’t have to chase it.
- Regulated by the BSP
- PCI-DSS 4.0 and SOC 2 Type 2
- Enhanced due diligence checklist
- Privacy questionnaire and DPA
- Business continuity documents
- Named account team
FAQs
Frequently asked questions from enterprise finance teams
Find answers to common queries and get the information you need quickly and easily.
Yes. Collect through QR Ph, cards, e-wallets, BNPL, and online banking, and pay out in bulk to bank accounts and PayMongo Wallets, all from one account. Incoming and outgoing money sit in the same wallet, so finance reconciles one ledger instead of two.
With Instant Settlement, QR Ph payments land in your PayMongo Wallet as soon as the customer pays. Without it, funds settle to your bank account on T+1.
Workflows lets you set maker-checker-approver chains for disbursements. A batch is prepared, approved, and released by the people you name, and nothing goes out until every required signature is in.
PayMongo is regulated by the Bangko Sentral ng Pilipinas and holds PCI-DSS 4.0 and SOC 2 Type 2. We share our enhanced due diligence checklist, privacy questionnaire and data processing agreement, and business continuity documents. Request the security pack and your named account team will send it.
Our published rates are on the pricing page. Enterprise pricing is volume-based: talk to Sales with your monthly volume and payment mix for a quote.
Find your payment solution.
Tell us about your business, and we’ll help you build the right payment setup for your needs.