Detect fraud before it costs you.
Detect suspicious activity, monitor transactions in real time, and add security to your payments.
Security that runs on every transaction
Transaction Controls
Set the rules for every transaction
Control how money moves across your platform. Configure transaction rules, approvals, and limits through flexible APIs.
Transaction Monitoring
Monitor risk in real time
Every payment is scored as it happens. Watch transactions as they come in, spot suspicious patterns early, and work your review queue from your PayMongo Dashboard.
Fraud Prevention
Automate your defenses
Enforce fraud prevention rules automatically to reduce risk, block suspicious transactions, and keep your financial operations secure.
Built on security you can trust
PayMongo is BSP-regulated, PCI DSS Level 1 certified, and protected by enterprise-grade security — so your customers' payment information stays safe on every transaction.
Questions, answered
You decide how payments are handled. Each payment receives a risk score from 0–1000. You can create rules to approve safe payments, flag suspicious ones for review, or block high-risk transactions.
No. You can activate fraud scoring from your PayMongo dashboard and create rules directly in the interface. Teams that want deeper automation can also configure rules through API.
Each payment is evaluated using multiple signals from the transaction. The model analyzes patterns from historical payment data and assigns a risk score from 0–1000 in real time.
No system should block payments blindly. PayMongo Protect helps you make informed decisions by showing the risk score and the signals behind it. You control the rules that determine which payments get approved, reviewed, or blocked.
Most merchants can activate fraud scoring within minutes from the PayMongo dashboard. Once enabled, every payment begins receiving a risk score immediately.
Yes. PayMongo Protect evaluates payments processed through PayMongo. Fraud scoring happens during the payment attempt so risk can be assessed before the transaction completes.
Yes. You can create rules based on risk score thresholds and transaction attributes. This lets you adjust how payments are approved, flagged, or blocked as your business grows.
Protect your business.
Build automated safeguards into your payment flows instead of relying on manual reviews. Apply rules across every transaction as you scale.