Partner Spotlight3 min read

Home Credit Expands Digital Repayments with QR Ph Integration Through PayMongo

Home Credit Expands Digital Repayments with QR Ph Integration Through PayMongo

Home Credit Philippines and PayMongo have partnered to provide Filipinos with a more convenient way to manage their repayments through QR Ph, expanding digital payment options 
for customers across the country

The partnership enables Home Credit customers to settle their installments through QR Ph using participating banks and e-wallets. By leveraging a familiar and widely available payment method, customers can make repayments through their preferred digital payment channels without needing to visit a physical payment location.

Customers can simply scan Home Credit's QR Ph code using their bank or e-wallet app, making repayments through the same payment channels they already use for everyday transactions. Since the channel went live in May 2026, it has been adopted by a growing number of Home Credit customers each month.

The integration also expands the use of QR Ph beyond everyday purchases. According to data from the Bangko Sentral ng Pilipinas (BSP), QR Ph processed 2.47 billion transactions worth ₱1.16 trillion in 2025, underscoring its growing role in the country's payments ecosystem. By enabling repayments through QR Ph, Home Credit and PayMongo are making it easier for customers to manage recurring financial obligations through a trusted payment infrastructure already used by millions of Filipinos.

The partnership was formally sealed during a signing ceremony held on November 6, 2026, at Home Credit's office in Bonifacio Global City, led by PayMongo Chief Executive Officer Jojo Malolos and Home Credit Senior Executive Vice President Jana Pechouckova.
“The data shows we are building on how money already moves in the Philippines today, through channels like QR Ph. At the core of this is the intention to have an impact on consumers’ lives. We are one with Home Credit in serving society through innovation and business models that benefit the end consumer, and in reaching deeper into the base of the pyramid through this partnership,” said Jojo Malolos, Chief Executive Officer of PayMongo.
“At Home Credit, we believe technology can make financial services more accessible and convenient for Filipinos. Through our partnership with PayMongo, we are expanding digital payment options and making it easier for customers to manage their repayments while supporting greater participation in the digital economy,” said Jana Pechouckova, Senior Executive Vice President of Home Credit Philippines.

As digital adoption continues to reshape how Filipinos transact, both organizations see partnerships like this as key to building a more connected and inclusive financial ecosystem. By removing friction from essential financial transactions, the partnership supports consumers in managing their repayments with greater convenience and flexibility.

Through this collaboration, Home Credit and PayMongo reaffirm their commitment to innovation and customer-centric solutions that make financial services more accessible, convenient, and relevant to the evolving needs of Filipinos in an increasingly digital world.


About PayMongo
PayMongo Group is a fintech company that provides a financial operating system for growing businesses in the Philippines. It enables merchants to accept payments, move money, and borrow capital through a single, unified platform. From startups and SMEs to enterprises, thousands of Filipino merchants across retail, food, e-commerce, and services trust PayMongo to run their financial infrastructure. PayMongo is regulated by the Bangko Sentral ng Pilipinas (BSP), is PCI-DSS 4.0 and SOC 2 Type 2 certified, and recently won Fintech Initiative and SME Solution categories at the Asian Banking & Finance Fintech Awards 2026.

About Home Credit
Home Credit Philippines is the leading consumer finance company in the country, backed by Bank of Ayudhya Public Company Limited (Krungsri), the fifth largest bank in Thailand, and Security Bank Corporation, one of the most trusted and leading universal banks in the Philippines. Now in its 13th year, Home Credit has served over 13 million Filipinos and financed more than ₱400 billion worth of loans through a diverse portfolio that includes installment financing, cash loans, credit cards, and Qwarta, a virtual spending limit.

Registered with the Securities and Exchange Commission and regulated by the Bangko Sentral ng Pilipinas, Home Credit continues to drive financial inclusion by expanding access to credit and transforming the consumer finance landscape.
More information on HCPH is available at www.homecredit.ph. 

For inquiries, please contact:
Isabelle Romualdez
 PayMongo Communications Lead

+639178567530

isabelle.romualdez@paymongo.com

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