Built for institutions
people trust with their money.
One financial operating system to collect payments, release funds, and reconcile every peso.
17,000+ businesses have chosen PayMongo
Products
Keep money moving
Payment tools for every stage of the relationship, from the first contribution to the final payout.
Payment API
Build collection, funding, and transfer flows into your app or core system, with cards, e-wallets, QR Ph, and online banking.
Subscriptions
Automate repeat and recurring collections, like amortizations, premiums and monthly contributions.
Payment Links
Send a link by SMS, Messenger or email for each amortization. Borrowers tap to pay in seconds.
Disbursements
Release loans, claims and member withdrawals in bulk to any bank or e-wallet, including GCash and Maya.
Why PayMongo?
One system for every peso that goes in and out
Run collections, disbursements, and reporting on one dashboard, so your team spends less time chasing payments and matching deposits.
Give borrowers more ways to pay
Members and borrowers can pay through cards, e-wallets, QR Ph and online banking, all through a single payment gateway. Fewer missed payments because no one has to visit a branch.
One collection system for every channel
Branch, field collector, app, or chat. Every payment lands in the same dashboard, already tagged to the right borrower.
Track and manage in one place
See collections, pending disbursements, and settled balances in real time.
Financial Tools
Tools for every step of your money cycle
Automate approvals, protect against fraud, and turn payment data into reports your board can act on.
Workflows
Set approval chains for loan releases and claims payouts, so no disbursement leaves without the right sign-off.
Protect
Flag suspicious payments and accounts before they cost you. Built-in fraud monitoring for collections and payouts.
Payments API
Connect PayMongo to your lending system or core software. Repayments post to the right account automatically, with no manual encoding.
FAQs
Frequently Asked Questions
Find answers to common queries and get the information you need quickly and easily.
Yes. PayMongo can support transaction flows across a range of financial services models, including payments, funding, transfers, and repeat transactions. The exact fit depends on your use case, customer journey, and market requirements.
PayMongo can support businesses that want to grow across markets, but the right setup depends on where you operate and how your transaction flows work. The best next step is to review your expansion plans and customer payment behavior with the team.
PayMongo can support businesses that need more than one-time transactions. This is important for financial services businesses with repeat payments, scheduled collections, renewals, or returning customers.
That is the goal. PayMongo helps businesses reduce the manual work tied to transaction handling, status checking, and issue resolution. The impact depends on your current process and how much work is still handled through disconnected tools or manual follow-up.
You can sign up and start exploring PayMongo in test mode before talking to the team. This makes it easy to review the product, test transaction flows, and understand how PayMongo could fit your business before moving to a live setup.
PayMongo is designed to help businesses manage more than simple one-time payments. If your business handles funding, transfers, repeat transactions, or market-specific transaction journeys, the team can help assess fit based on your requirements.
Let money flow through one place.
A financial operating system built for Philippine lenders, cooperatives, and microinsurers — collect repayments, release funds and keep every peso accounted for.