Merchant Spotlight: Marie.

Table of Contents
2. Use Rolling Budgets Instead of Fixed Annual Ones
3. Leverage Instant Payouts to keep Cash Flow Moving
4. Use Transaction Tags for Better Rainy-Season Reporting
5. Creating a Business Continuity Plan (BCP)
Recap: Resilience Tools at a Glance
Stay Ready with PayMongo Wallet
Marie. began in 2021 with just ₱5,000, a vision, and a whole lot of heart. What started as a small online shop selling handmade jewelry from home has grown into a recognized lifestyle brand, known for its elegant, personal touches and thoughtful craftsmanship. Founded by partners Jeff and Candy, the brand reflects a commitment to both creativity and consistency — proof that big things can start from small beginnings.
“Our business revolves around giving each person a unique and meaningful style through our handcrafted fashion accessories,” they share. This belief has shaped everything from their product design to how they connect with customers. Whether it’s a minimalist bracelet or a personalized necklace, each piece is made with care, aiming to empower self-expression in the everyday.
But growth, for Marie., has never been just about selling more. It’s been about improving at every level: refining their craft, staying attuned to what customers need, and always finding ways to do better.
"Keep thinking on ways to improve your business, no matter how small the improvement may be. See it collectively, and you'll see the difference."
As Marie. grew, so did the weight of the day-to-day. Managing expenses while waiting for payments to clear became one of the less visible but very real challenges of running a growing e-commerce business. Staying nimble meant finding new ways to keep things moving.
Already using PayMongo to accept payments since 2021, they discovered PayMongo Capital through their dashboard, a timely tool that offered them quick access to working capital without the usual red tape. While there were a few bumps in the process, everything was resolved smoothly, and what stood out most was how transparent and flexible the terms were. “It’s already flexible,” they shared, “but you even have the choice to make it even more flexible.”
Having funds on hand gave them the room to make decisions faster, rom paying for new inventory to investing in new product lines. It didn’t change the way they worked, it simply gave their momentum fewer roadblocks.
Marie.’s story is proof that with the right mindset and the right partners, any business can grow. It doesn’t take massive funding or a perfect setup — it takes belief in your vision, the willingness to improve bit by bit, and tools that work with you, not against you.
If you're looking for a flexible way to support your business growth, visit paymongo.com/capital to learn more.
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