Stop fraud before it costs you
PayMongo Protect gives you real-time visibility and control over risky transactions—powered by machine learning and fully compliant with BSP regulations.
Advanced fraud detection, simplified.
Everything you need to protect your business from fraud while maintaining great customer experience
Real-Time Risk Scoring
Custom Rules Engine
Adjustable Risk Thresholds
Fraud Insights Dashboard
100m+
Transactions Monitored
92%
Average Fraud Reduction
50+
Multiple Payment Methods
Fully Regulatory Compliant
PayMongo Protect is fully compliant with BSP Circular No. 1213 and AFASA (Anti-Financial Account Scamming Act), ensuring your fraud detection meets all regulatory requirements.
Frequently asked questions
Our ML models are trained on millions of Southeast Asian transactions, analyzing over 200+ signals including transaction patterns, velocity checks, and regional behavioral patterns. The system continuously learns from new fraud patterns to stay ahead of emerging threats
Our risk scoring system evaluates each transaction on a scale from 0-1000, where 0 represents the lowest risk and 1000 represents the highest risk. You can set custom thresholds to automatically approve, flag for review, or block transactions based on your risk tolerance.
Integration typically takes 1-3 days depending on your setup. We provide REST APIs, webhooks, and comprehensive documentation. Our technical team offers hands-on support during implementation to ensure smooth deployment.
Absolutely. Our Rules Engine allows you to create custom logic based on your business needs. You can set rules for transaction amounts, merchant categories, geographic restrictions, time-based controls, and more. Rules can be updated in real-time.
You have full control over flagged transactions. Options include manual review, automatic approval for trusted customers or custom workflows. Our dashboard provides tools to quickly review and approve legitimate transactions.
Pricing is based on your monthly transaction volume with no setup fees. We offer volume discounts for larger businesses. Contact our sales team for a custom quote based on your specific needs and transaction patterns.
Yes, our dashboard includes comprehensive analytics showing fraud trends, rule performance, false positive rates, and financial impact. You can export reports for compliance purposes and integrate data with your existing business intelligence tools.
BSP Circular No. 1213 mandates all BSP-supervised financial institutions (BSFIs) to implement a Fraud Management System (FMS) with transaction velocity checks, threshold-based risk scoring, and behavioral anomaly detection.
PayMongo Protect meets these standards by:
- Continuously tracking transaction frequency and volume
- Applying dynamic thresholds based on risk profiles
- Using pattern recognition to detect suspicious behaviors (e.g. card testing, ATOs)
Protect your revenue.
Join thousands of businesses protecting their transactions with PayMongo Protect.

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