PayMongo Capital

Cash flow when your business needs it

Do you need to buy materials and inventory? Additional cash for a marketing campaign? Have other business expenses?

With PayMongo Capital, receive cash in your PayMongo-registered bank account. Reinvest it in your business. Then pay it back with your future sales.

How it works

Choose a PayMongo Capital loan offer sent to your e-mail. The offered amounts are based on your transaction history with us.
The loan will be disbursed to your registered bank account with us. Just like our usual payouts.
Repayments come from a percentage of your daily customer transactions through the PayMongo platform. They are automatically calculated and applied to your future payouts.

PayMongo Capital is a new service
we're trying with select merchants

PayMongo Capital FAQs

Need more information? E-mail us at

How do you determine who qualifies for an offer?
How does repayment work?
What are the fees involved?
Can I request a different offer amount?
When do I need to repay the convenience fee?
After I accept an offer, how quickly will I get my funds?
What happens when my offer expires?
Am I eligible for a new offer while I’m repaying
down an existing advance payout?
Can I pay down my loan early?
Will paying down my loan early qualify me for a new offer?
What happens if my sales slow down?
What is a minimum repayment?
How do I make my minimum repayment?
What happens if I can’t make a minimum repayment on time?
Can I get ahead on my minimum repayment schedule?

PayMongo is compliant with all regulatory guidelines set by government institutions.

We do this to guarantee that all our business processes are legal and to continuously provide you with financing solutions that safeguard your right as a customer.

PayMongo Capital is registered with the Securities and Exchange Commission (SEC) and the National Privacy Commission (NPC).

SEC Certificate of Registration CS202200000
Certificate of Authority No. 1414 to Operate a Financing Company
National Privacy Commission Registration Certificate
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